Payments
Your information is confidential and will never be shared with third parties.
Our store is billed 2% Transaction fees from Shopify and average 3% from PayFast transactions, totalling 5% - We would appreciate the understanding with our product prices and if possible prefer EFT transfers for products as just our running costs payments are at least 50% of our company profits.
Payments on the Seacret shop are handled by PayU and their Safeshop Payment Gateway - certified to PCI DSS Level 1. Your credit card details and personal information will NEVER be disclosed to any third parties, unless obliged to do so by law.
As a customer; you also have certain legal obligations, similar to any other shopping experience.
We accept payments from:
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Visa |
|---|---|
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MasterCard |
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Instant EFT |
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Credit Card |
| MobiCred | |
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MasterPass |
| Zapper |
Crypto Payments
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Bitcoin |
|---|---|
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Bitcoin Cash |
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Ethereum |
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Litecoin |
Security and Fraud
PayFast is committed to keeping you, your customers and all sensitive information secure.
We take the data security of our merchants and their buyers very seriously
We have a multitude of automated and manual checks in place to protect both buyers and sellers from fraudulent transactions. Online retail has a fraud rate between 1 and 2% of all transactions. Through effective controls, PayFast’s is currently below 0.1% and still going down.
How we keep your business secure
Our security protocols are as, if not more, robust than South African banks.
PCI-DSS Level 1 Compliant
All your customers' credit card payments are done in our secure environment.
Secure servers
Our website, payments page and help site are hosted on secure servers, safeguarding against phishing attacks.
3D Secure
This extra layer of security is used for all online transactions using a credit card.
GEO IP Tracking
By monitoring where transactions originate from we can look for mismatches with the card’s issuing country.
BIN/IIN Validation
Checks the card-issuing bank locations and merchants can choose to enable/disable payments from certain countries.
Fraud Reviews
All suspicious transactions are manually reviewed by our support team.
Extended Validation SSL
We use Extended Validation SSL with 2048-bit encryption, the highest level encryption available.
ASV Scans on a weekly basis
We run weekly network scans to look for new possible vulnerabilities and certify quarterly.
Two-factor authentication
This extra layer of security is available to restrict access to your PayFast account.
Validation checks
Payments and card details are automatically checked against large online databases of blacklisted details.
Web application firewall
PayFast utilises WAF technologies to detect and stop malicious activity before it reaches our servers.